How much your institution can save by automating AML/CFT.
Enter your institution’s operating profile and get an estimate of monthly operating hours saved, annual cost released and reduction in response times by automating AML/CFT with AML compliance. Estimates are based on InnovaBlack project experience with SOFOM ERs, fintechs and boutique banks in Mexico.
Three operating-load components and a reduction factor by maturity.
The calculation combines the three operating-load components that occupy the compliance area — KYC, transactional monitoring and UIF notices — and applies a reduction factor that depends on the current maturity of the AML/CFT process.
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Client load
KYC and due diligence
Time proportional to the number of active clients, adjusted by current process maturity.
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Operation load
Transactional monitoring
Time proportional to operation volume, adjusted by the current AML tool.
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Notice load
UIF notices
Person-hours per notice, considering filing, validation, internal committee and SITI submission.
On the total load, a reduction factor is applied that captures the percentage of time recoverable by automating with AML compliance:
| Current maturity | Recoverable time | Typical case |
|---|---|---|
| Manual (Excel + email) | Highest | Small SOFOM ER without AML system |
| Basic (limited internal system) | High | SOFOM/IFPE with generic module |
| Advanced (specialized tool) | Moderate | Bank with vertical AML software |
The most actionable KPI is FTE released.
How much team capacity you recover by automating. Three typical bands depending on the result.
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High capacity released
Immediate business case
Your operation carries a heavy load that limits capacity. Automation frees up real team capacity and reduces regulatory risk.
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Moderate capacity released
Traceability and speed
The primary justification is not only savings, but the immutable audit trail and the speed of response to the regulator during inspection.
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Low capacity released
Technical debt prevention
Early-stage operation. Implementing now prevents accumulating compliance technical debt and prepares for growth without adding headcount.
This calculator is indicative. Final results depend on the specific regulatory complexity, existing integrations and project scope. For a detailed estimate, schedule a complimentary initial diagnostic.
Want a detailed estimate for your case? Complimentary initial diagnostic.
A working session with a senior consultant. We map your current AML/CFT operation, identify the components with the highest savings potential and deliver a near-term plan with indicative budget. The report stays with you.