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LFPIORPI Diagnostic

The critical points CNBV reviews on visit.

A short questionnaire. At completion you receive a PDF report with your maturity level against the latest update of the Mexican AML statute (LFPIORPI) and the concrete next steps to reach the FATF evaluation with end-to-end auditable compliance. Designed for SOFOMs, SOFIPOs, IFPEs and fintech holdings operating in Mexico.

Begin diagnostic Immediate PDF report · no cost
The critical points

What CNBV evaluates on every visit and UIF on every request.

The diagnostic covers the eight domains on which a regulatory conversation without substantive observations is built. Each is measured on a four-level scale, from manual on Excel to end-to-end automated with complete traceability.

  1. Checkpoint

    KYC with signed file

    Identity validated against SAT, RENAPO and CURP (Mexican tax, civil registry and unique ID services), an electronic file signed by the client and an immutable log of the opening. Simple ID copies no longer satisfy the regulator.

  2. Checkpoint

    Transactional monitoring with AML scoring

    Continuous operations surveillance with real-time scoring, actionable alerts and rules calibrated to client risk profile. Without automated monitoring, inspections raise observations from the start.

  3. Checkpoint

    Documented scoring and thresholds

    Written scoring methodology, parameters approved by committee, versioned adjustments. CNBV asks how the risk of a specific client was calculated and the answer must be in the system.

  4. Checkpoint

    Single client file

    A single digital file with KYC, transactional profile, operations, alerts and resolutions. Information scattered across folders, email and modules generates recurring observations.

  5. Checkpoint

    Traceability of automated decisions

    Immutable log of every decision made by the system (alerts raised, alerts closed, reports submitted) queryable instantly during inspection. Without cryptographic signature, logs are not sufficient regulatory evidence.

  6. Checkpoint

    ROU/ROP reports to UIF via SITI

    Generation, validation and timely submission of unusual (ROU), concerning (ROP) and internal-concerning (ROIP) operation reports. The submission and acknowledgment history is visible to the supervisor.

  7. Checkpoint

    Corporate governance and compliance officer

    Formal designation of compliance officer, communication and control committee meeting with cadence and minutes, signed manuals communicated to the team, documented annual training program.

  8. Checkpoint

    Response capacity to a CNBV request

    Capacity to respond promptly to a CNBV technical request with information available in the system. If it depends on an external firm or rebuilding information, the regulatory risk is structural.

What you take away

PDF report with score, maturity level and gap closure plan.

  • · Maturity score across the domains reviewed.
  • · Classification by level: low, intermediate, advanced or optimal.
  • · Executive summary interpreting the level achieved.
  • · Five recommended next steps, ordered by regulatory priority.
  • · Downloadable PDF report with your institution masthead and date.
  • · Contextual service recommendation based on the level achieved.
  • · Optional complimentary initial diagnostic session to go deeper.
  • · No noisy newsletter. Just a brief follow-up if you want to go deeper.

Begin the LFPIORPI diagnostic. A short questionnaire.

Under five minutes to map your maturity across the eight critical points. Instant PDF report with score, level and gap closure plan. Designed so a compliance officer can take it to the next board session.

Begin diagnostic Immediate PDF report · no cost