Modernize your institution without stopping operations.
Modernization migrates legacy systems, eliminates manual processes and prepares your SOFOM, SOFIPO or IFPE for new regulatory requirements and the upcoming FATF evaluation. Timing depends on the state of your current infrastructure.
Modernization is the service for financial institutions already in operation but dependent on obsolete systems, spreadsheets and manual processes that put their regulatory compliance at risk and limit their growth.
The service spans the in-depth audit of your current infrastructure through to the complete deployment of modern systems: compliance automation, digitization of operating flows and integral readiness for the new regulatory requirements and the upcoming FATF mutual evaluation. Unlike a simple software update, Modernization redesigns the complete architecture — processes, technology and regulatory documentation — without stopping your daily operation.
Legacy systems are a regulatory time bomb.
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Manual regulatory reports with high error margin
Preparing ROR, ROI and ROIP reports for UIF manually consumes weeks and produces errors that can lead to CNBV sanctions.
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Critical data scattered in unbacked spreadsheets
Client information, KYC files and transactional records sit in files without traceability or version control. Risk surfaces at every inspection.
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Inability to scale without doubling headcount
Manual processes force you to hire more people for every new product or volume increase, making growth unsustainable.
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New regulatory requirements demand digital infrastructure
The upcoming FATF (GAFI) evaluation and recent provisions require automated monitoring, reporting and traceability that manual processes cannot meet.
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Cyber exposure and data loss risk
Legacy systems lack security updates, modern encryption and backup protocols, exposing sensitive data of your institution and clients.
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Dependency on undocumented knowledge
Processes live in the heads of a few key people. If they leave, operations stop. No manuals, no standardized flows, no continuity.
Four transformation phases. A single accountable team.
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Audit of systems and processes
Complete assessment of your current infrastructure, identifying every system, manual flow and regulatory gap.
- · Inventory of systems, databases and tools
- · Mapping of critical operating processes
- · Gap analysis against current CNBV rules
- · Executive report with findings and priorities
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Migration plan and architecture
Design of the new technology architecture and detailed migration roadmap with no operational interruptions.
- · Target systems architecture
- · Data migration strategy with rollback
- · Phased timeline with dependencies
- · Contingency plan and parallel operation
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Process redesign and automation
Implementation of automated flows that replace manual processes and reduce operational errors.
- · Regulatory reports automation (ROR/ROI/ROIP)
- · Digital onboarding and KYC files
- · Transactional monitoring flows with alerts
- · Real-time operations and compliance dashboards
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Regulatory readiness
Update of all documentation and systems to meet current requirements and the upcoming FATF evaluation.
- · AML/CFT manuals update
- · Implementation of FATF-required controls
- · Documentation for CNBV and UIF inspection
- · Team training on new processes
Pair the modernization with other Fintech services.
Modernization integrates with the rest of the ecosystem to sustain the modernized operation.
Your institution cannot wait to modernize.
A working session with a senior consultant. We assess your current stack, identify each system and process to modernize and chart the migration plan without stopping operations. No cost, no commitment.